Questions & Answers
How long does it take to complete a typical car title loan application?
Car title loans can take as little as 20 minutes.
What happens if I miss a car title loan payment?
If you miss a title loan payment, your lender will make every effort to work with you. You have placed your vehicle as security for the loan, should you default on the title loan, the vehicle will become the property of the lender.
What fees are associated with a car title loan?
Every lender has a different fee structure; you will know about all fees prior to receiving your loan.
When will the first car title loan payment be due?
Loan repayments generally start 30 days after the loan has been made to you.
What is the car title loan term? How do I pay it back?
Every lender has different repayment options, most of which are very flexible to the borrower.
Do you charge anything to see if I qualify for the title loan?
No, we will not charge any fees to see if you qualify for a same day car title loan.
How much does my car have to be worth to get a title loan?
Generally a vehicle should have a minimum current resale value of $2,000 to qualify for a title loan. Factors that are considered are such things as year, make, model, and vehicle condition.
How much money can I borrow?
You can borrow as little as a couple hundred dollars and as much as $40,000. All title loans are based on the value of your vehicle and your monthly income.
What is the minimum I have to pay every month on my car title loan?
Every month you have to pay at least the interest due on your title loan. Anything you pay over that is deducted from the principal of your loan.
How much does it cost to get a car title loan?
It doesn’t cost anything for you to apply for a title loan and you can even apply for an online title loan online. If we are unable to find a lender to fund your loan, you will pay nothing. If we get you approved and you chose not to take the loan, you still will not be charged anything.
If I qualify will I be approved immediately for a car title loan?
Yes, upon verification of your vehicles condition, you can get your cash the same day.
How do you issue my funds from the car title loan?
Ever lender is different, depending upon the lender that provides you with best terms.
How and when do I get my vehicle title back?
When you complete your car title loan by paying it off and satisfying the loan obligations.
How do I apply for a loan?
Simply fill in our easy car title loans online application and we will contact you if any further information is needed.